open quoteI enjoy the speedy transactions,
friendly, and professional customer
service. The staff makes me feel
like family at the HCECU!closed quote

Carolyn Garner (left)
Member Since: 2005

Home » Services | Fee Schedule

Services Fee Schedule

The many advantages of being a member of a Credit Union include the number of services we offer. With some watchful eyes on your account you can avoid many of the fees listed below. However, some of the other fees listed allow us to provide you with various member services at a minimal charge.

SHARE ACCOUNT FEES
  • Excess Withdrawal Fee—$2.00 per withdrawal after 10 withdrawals per month
  • Share Minimum Balance Fee—$2.00 per month if balance is less than $25.00
  • Christmas/Vacation Club Early Withdrawal Fee—$10.00
SHARE DRAFT ACCOUNT FEES
  • NSF Fee—$40.00 per item
  • Returned Item Fee—$40.00 per item
  • Stop Payment Fee—$25.00 per request
  • Draft Copy Fee—$3.00 per draft
  • Automatic Transfer Fee— $1.00 per transfer
  • Printout Fee—$2.00
OTHER FEES
  • Statement Copy Fee—$5.00 per item
  • Statement Mailing Fee — $5.00 per statement
  • Deposited/Cashed Item Return Fee—$25.00 per item
  • Money Order Fee—$1.00 per item
  • NSF Electronic Item Fee—$40.00 per item
  • Wire Transfer Fee—$10.00 per transfer
ATM/DEBT FEES
  • ATM Withdrawal Fee—$1.00 per withdrawal
  • Inquiry Fee—$.50 per inquiry
  • ATM Card Fee—$5.00
  • Debit Card Fee—$10.00
  • NSF Debit Transaction Fee — $40.00
    (effective 1 December 2011)